1. Hazards are phenomena that pose a threat to people, structural or economic assets and which may cause a disaster.
2. They could be either naturally occurring in the environment or man-made. Example, high rainfall is a hazard as it may cause floods.
3. A hazard becomes a disaster when it affects human population, settlements and their activities. An earthquake or storm occurring in any area in the world is a hazard but when it occurs in inhabited areas it is called disaster.
