i) The farmers earn least income on agriculture. They cannot purchase seeds etc., from dealers for more rates. e.g.: In recent period, the low quality cotton seeds were supplied to the farmers in some districts. They met heavy losses due to this.
ii) In India agriculture depends on monsoons which are indefinite. So the small irrigation projects should be encouraged.
e.g :
Ten years back there were no rains. So the farmers did not sow the seeds. But suddenly there were heavy rains in the months of July and August. They bought the sprouts for heavy rates and sowed them. The crops grew well. At the end of November there was a heavy cyclone. All the fields were drowned. So there should be small irrigation projects.
iii) If the loans are not available in time, the farmers would approach the money lenders or other landlords. They collect heavy interests on the loans. The farmers will become .permanent debtors.
e.g :
In recent past the lorry owners announced and conducted a strike for many days. At that time some farmers failed to carry the sugarcane to the factory. They incurred heavy losses as it got dried.
vi) In case of crop failure, the banks should lend additional loans and should write off the interests. Otherwise the farmers cannot cultivate in the next crop season. They cannot repay the loan. Today many farmers are committing suicides due to these reasons.
