A farmer, Sonu, had a machine worth Rs. 40000/- but didn't know that the machine was insured for Rs. 30000/- under fire policy. It got damaged due to fire and Sonu didn't have funds to buy a new machine. A young girl named Seeta tried to help him out and asked for the documents related to the machine. She helped the farmer by telling him that it is insured under fire policy and the amount assessed is Rs. 16000/-. The claim payable is
a. 30000/-
b. 12000/-
c. 16000/-
d. 40000/
