Step-1: Write the skeleton equation for the given reaction.

Step-2: Find out the elements which undergo a change in oxidation number (O.N.) O.N. decreases by 3 per Cr atom

Here, O.N. of Cr decreases from +6 in Cr2O72- to +3 in Cr3+ while that of S increases from +4 SO32- to +6 in SO42-
Step-3: Balance increase / decrease in O.N. since the total increase in O.N. is 2 and decrease is 6, therefore, multiply SO32- on L.H.S. and SO42- on R.H.S. of Eq. (ii) by 3. Combining steps 2 and 3, we have,

Step-4: Balance O atoms by adding H2O molecules.

Step-5: Balance H atoms by adding H+

Thus, Eq. (v) represents the correct balanced equation.