1. Nearly three fourth of rural families in the country are in debt.
2. The amount of debt is heavier in the case of small farmers.
3. Cultivators are more indebted than the non-cultivators.
4. Most of the debts taken are short term and of unproductive nature.
5. The proportion of debts having higher rates of interest is relatively high.
6. Most of the villagers are indebted to private agencies particularly money lenders.
